(604) 363-7549
info@firstoakfinancial.ca

Planning Services: Financial, Retirement, & Legacy

View our list of Financial Planning Services below:

Financial Management

We help our clients with the following Financial Management items:

  1. Managing debt
  2. Budgeting
  3. Cash flow analysis
  4. Financial literacy & Canadian tax basics
  5. Advice on sole proprietorships & incorporation
Contact us for Financial Management

Retirement Planning

Retirement planning goes far beyond the financials and delves into what excites you about retirement and what is potentially causing you to lose sleep at night. These are some of the common questions/scenarios we assist our clients with on a daily basis:

  1. Will I have enough money to maintain my desired lifestyle in retirement?
  2. What rate of return on my investments will I need to avoid running out of money?
  3. I lost my insurance coverage when I retired – what are my options?
  4. What should I do with my Group RRSP or Defined Contribution Pension Plan?
  5. Should I choose a joint-life or single-life pension option?
  6. When should I start receiving my Canada Pension Plan (CPP)?
  7. How do I avoid the Old-Age Security (OAS) claw-back?

If you have these questions or any others, contact us for a consultation.

For more information on our retirement planning services, view our Retirees page.

Contact us for Retirement Planning

Legacy Planning

Formally known as Estate Planning, we help our clients with the following:

  1. Position their assets in a way that minimizes taxes and the invasive, time-consuming, costly & unpredictable probate process
  2. Explore creative ways of passing wealth on to future generations while alive
  3. Charitable donations via investment accounts or insurance policies
  4. Advising on family trusts (via our tax law specialist)

We work collaboratively with accountants and lawyers to provide our clients with a streamlined, cohesive approach to legacy planning.

Contact us for Legacy Planning

Not sure where to start? Schedule a complimentary consultation with Jeff Graham, Certified Financial Planner:

BOOK A CONSULTATION

Our Process

Planning Services

  1. Prior to making any recommendations, we will gather as much information as possible on your goals, objectives, concerns, and what is most important to you. This involves a holistic approach across all facets of the financial space and is completely confidential.
  2. Once our fact finding and analysis is complete, we will propose a strategy to accomplish what you hoped to achieve when contacting us. This can take many different shapes and each client circumstance is unique.
  3. To proceed, an Engagement Agreement is then signed by both parties to formalize the working relationship. All fees are agreed upon prior to commencing planning work.
  4. Depending on the situation, we typically offer ongoing support and review for our clients.

Our Fees

Planning Services

Our fees for retirement, legacy or financial planning start at $1,000 (tax inclusive) and will ultimately be based on the complexity of the client’s situation. We provide a fully transparent quote prior to commencing any billable work.