(604) 363-7549
info@firstoakfinancial.ca

Investing Services

We work with a wide range of clients, from those who have never invested before, to seasoned investors, and everyone in between.

CONTACT US TO GET STARTED

See our process and services below:

Investment Accounts

We specialize in the setup and administration of the following types of Canadian investment accounts:

  • Registered Retirement Savings Plan (RRSP)
  • Tax-Free Savings Account (TFSA)
  • Registered Retirement Income Fund (RRIF) & Spousal RRIF
  • Registered Education Savings Plan (RESP)
  • Registered Disability Savings Plan (RDSP)
  • Life Income Funds (LIF), Locked-in Retirement Accounts (LIRA), and other locked-in pension accounts
  • Non-Registered Accounts (Cash Accounts)
  • NEW: First-Home Savings Account (FHSA)
  • NEW: Advanced Life Deferred Annuity (ALDA)
Comparing the RRSP and TFSA

Investment Products

We offer our clients access to professionally-managed investment funds from some of the top and most reputable investment providers. Our role is to align the client’s overall investor profile with an investment product & fund that suits them best. Below is a list of the types of investments we are able to set up for our clients:

  • Guaranteed Investment Funds (GIFs)
  • ETFs
  • Mutual Funds
  • Annuities – life & term-certain
  • Guaranteed Investment Certificates (GICs)

As an independent Certified Financial Planning firm, we have no bias or incentive to promote certain investment funds or products over another. We work for our clients, not a bank or large financial institution.

CONTACT US TO INVEST

Not sure where to start? Reach out to Jeff Graham, Certified Financial Planner for a complimentary consultation:

BOOK A CONSULTATION

Our Process

  1. During the initial consultation, we will gather as much information as possible, all completely confidential. This includes the Investor Profile Questionnaire, current investment holdings, and available contribution room with registered accounts. We also find out the soft facts, such as goals, objectives, and long-term plans. All of this information helps us provide accurate investment recommendations.
  2. Next, we put forth our investment recommendations. This will encompass the types of investment account to use (for example – RRSP or TFSA) and which investment products and funds that suit the client best.
  3. If the recommendations make sense, we then formalize the working relationship and get the ball rolling. We will oversee the transfer of existing investments from one institution to another and assist with all the necessary paperwork to get new accounts opened.
  4. Lastly, our investing services include all ongoing reviews and maintenance. We are always a phone call or email away from answering any questions you might have, not just for the investment account, but with any other financial matters (tax, estate, retirement, insurance, etc.).

Our Fees

We are compensated for our investment services in one of two ways:

  1. A sales commission from the investment company for which we invest our client’s money; or
  2. A fee-for-service arrangement, negotiated based upon the level of involvement the client would like from us and other relevant factors.

These arrangements are discussed with full transparency prior to formalizing the working relationship.