(604) 363-7549
info@firstoakfinancial.ca

Planning Services: Financial, Retirement, & Legacy

View our list of Planning Services & our Fees below:

Financial Management

We help our clients with the following Financial Management items:

  1. Managing debt
  2. Budgeting
  3. Cash flow analysis
  4. Financial literacy & Canadian tax basics
  5. Advice on sole proprietorships & incorporation
Contact us for Financial Management

Retirement Planning

Retirement planning goes far beyond the financials and delves into what excites you about retirement and what is potentially causing you to lose sleep at night. These are some of the common questions/scenarios we assist our clients with on a daily basis:

  1. Will I have enough money to maintain my desired lifestyle in retirement?
  2. What rate of return on my investments will I need to avoid running out of money?
  3. I lost my insurance coverage when I retired – what are my options?
  4. What should I do with my Group RRSP or Defined Contribution Pension Plan?
  5. Should I choose a joint-life or single-life pension option?
  6. When should I start receiving my Canada Pension Plan (CPP)?
  7. How do I avoid the Old-Age Security (OAS) claw-back?

If you have these questions or any others, contact us for a consultation.

For more information on our retirement planning services, view our Retirees page.

Contact us for Retirement Planning

Legacy Planning

Formally known as Estate Planning, we help our clients with the following:

  1. Position their assets in a way that minimizes taxes and the invasive, time-consuming, costly & unpredictable probate process
  2. Explore creative ways of passing wealth on to future generations while alive
  3. Charitable donations via investment accounts or insurance policies
  4. Advising on family trusts (via our tax law specialist)

We work collaboratively with accountants and lawyers to provide our clients with a streamlined, cohesive approach to legacy planning.

Contact us for Legacy Planning

Not sure where to start? Schedule a complimentary consultation with Jeff Graham, Certified Financial Planner:

BOOK A CONSULTATION

Our Fees

Planning Services

Our fees for legacy planning or general financial planning start at $1,000 and will ultimately be based on the complexity of the client’s situation. We provide a fully transparent quote prior to commencing any billable work.

Retirement plans will typically start at $1,500 for an individual and $2,500 for a couple. Fees will be based on complexity of the situation and what the client is wanting to achieve from the plan.

In certain circumstances, we may accommodate one-time consultations at a rate of $225/hour (one-hour minimum).