Ideal for investors who choose to oversee their own investments with an online brokerage or Robo-Advisor
Investing Services
We work with a wide range of clients, from those who have never invested before, to seasoned investors, and everyone in between.
Our Investment Services
Option 1: Investment Plan
Plan includes:
- Review of Investor Profile Questionnaire & KYC
- Review of current investments
- Review & commentary on registered accounts
- Recommendations on investment products
- Recommendations on investment funds
- Recommendations on contributions/deposits including Dollar Cost Averaging
No minimum amount of investable assets are required for an Investment Plan
Prices starting at $1,000 for an individual; $1,500 for a couple. Price will increase if there is added complexity. The quote will be agreed upon prior to any work commencing (no surprise invoicing).
Periodic reviews are available at $200/hour (1 hour minimum) – rates are subject to change. This is at the discretion of the client, there is no obligation for ongoing reviews after the initial Investment Plan.
Option 2: Investment Management
Ideal for investors who want a Certified Financial Planner to oversee their investments & Financial Planning
Services include:
- All components of Option #1)
- Investments are directly overseen by First Oak Financial Inc.
- Account set up, administration, ongoing servicing & review
- Advice and support across the other financial planning areas (tax, retirement, legacy, insurance, financial management)
The minimum requirement for us to oversee investments is $75,000 of investable assets. If an investor is actively contributing to their investment account, we may accommodate a lower initial investable amount. Inquire for more info.
We offer two fee options:
- Embedded Commissions
- Fee-For-Service (based on a % of investable assets)
Click here for a price breakdown on our Investment Management Services
Investment Accounts
We specialize in the setup and administration of the following types of Canadian investment accounts:
- Registered Retirement Savings Plan (RRSP)
- Tax-Free Savings Account (TFSA)
- Registered Retirement Income Fund (RRIF) & Spousal RRIF
- Registered Education Savings Plan (RESP)
- Registered Disability Savings Plan (RDSP)
- Life Income Funds (LIF), Locked-in Retirement Accounts (LIRA), and other locked-in pension accounts
- Non-Registered Accounts (Cash Accounts)
- NEW: First-Home Savings Account (FHSA)
- NEW: Advanced Life Deferred Annuity (ALDA)
Investment Products
We offer our clients access to professionally-managed investment funds from some of the top and most reputable investment providers.
Our role is to align the client’s overall investor profile with an investment product & fund that suits them best. Below is a list of the types of investments we are able to set up for our clients:
- Guaranteed Investment Funds (GIFs)
- Exchange-Traded Funds (ETFs)
- Annuities – life & term-certain
- Guaranteed Investment Certificates (GICs)
As an independent Certified Financial Planning firm, we have no bias or incentive to promote certain investment funds or products over another. We work for our clients, not a bank or large financial institution.